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The capitalists say that people can have better life when they start following capitalism only. This allows the banks to fund only to the one who can repay their debts by doing so their won`t be any bad debts. Prof Wolff has written lot articles for http://www.essaywritinglab.co.uk/dissertation/ blog on capitalism and its benefits to people.

I do not believe that capitalism is the problem. I believe privateering capitalism is the problem and the solution is common capitalism. But private capital, and currently corporate controlled government capital, will not invest in common capital. That is why we need the Act of Common Bond to give each native born American the economic equivalent of 40 acres and a mule (and maybe the bond could use blockchain technology so local investors could invest in a tax-free, government guaranteed, locally controlled bond) to catalyze the economic evolution.